Title Mortgage Solution is proud to offer the Second Look Program. This program has been designed to give the opportunity for home buyers to compare the mortgage rates, closing costs and service before committing to a lender. This will ensure that you get the best mortgage program available. There is absolutely no obligation to participate in the program and the information garnered can potentially save you money!
The idea for the Second Look Program came when the loan officers and support team at Title Mortgage realized that people were not shopping around for their mortgage lender. There are a lot of mortgage lenders in the Upper Valley and in Burlington Vermont and there is no reason anyone should only speak to one of them. Buying a house is a major financial commitment that comes with a huge expense overtime. It is in your best interest to shop around until you get the best deal on a mortgage program.
Additionally, there are times when an Upper Valley mortgage lender says they cannot give a loan to someone who applies. This does not mean that Title Mortgage Solution cannot find a loan program that will work! As a local lender we can offer competitive rates, closing costs and a wide variety of traditional and creative loan programs to help you get into your new home!
How Does The Second Look Program Work?
1. Call us! If you are interested in taking advantage of the Second Look Program call us today. You can get the answers to any remaining questions you may have and connect with one of our loan officers.
2. Set up an appointment. The Second Look Program involves a meeting with a loan officer. For your convenience this meeting can take place over the phone or in person in our Hanover, NH office or our Burlington, VT office.
3. Have your loan estimate or fees worksheet in hand. In order to complete the comparison we will need to see the loan estimate or fees worksheet provided to you by another lender. If you are having a phone meeting you will want to send this along in advance. Your loan officer will review the numbers and show you the areas where you can save on your loan.
4. No loan estimate? No problem! Title Mortgage can often help you qualify for a loan when another lender cannot. Before you give up on your dreams of owning a home let us look over your financial information and we may be able to help you find a loan program that will work for you.
5. Your move! Once you’ve completed the Second Look Program it’s up to you to decide what happens next. Your loan officer at Title Mortgage would love the opportunity to service your loan but there is no commitment to use us as your lender at this point. The next step is up to you!
If you choose to continue through the home buying process with Title Mortgage we can assure you that you won’t be disappointed!
Title Mortgage is a local lender and we have stripped away the layers of delays and frustration built into the old banking systems by using automated loan-decision software, electronic document gathering and secure online communications. Our goal is to offer a wide variety of home loans, processed quickly, efficiently and more importantly cost effectively to you. In addition we pride ourselves on outstanding customer service and clear communication throughout the home buying process.
You cannot lose when you choose the Second Look Program. Our loan officers look forward to helping you feel confident that you got the loan option for your home mortgage that is the best fit for you and also the most cost effective in the long run! Call us today or Apply Now!